Buyin Time

With support to save for a deposit, Thirteen's Buyin Time scheme can help you to make home ownership a reality.

Created to tackle barriers to saving a deposit to buy a home, Buyin Time gives you the support and time to save for a home deposit while already living in the property.

Once we have proof that you can afford the home, you can move in and pay rent on the property for up to 24 months. At the end of this time, we will gift you the money you have already paid in rent to become your deposit.

Buying under Buyin Time

The exact cost of buying the home will depend on the property itself and your personal circumstances. You can see an example of the monthly rent payments on a property under Buyin Time and how much deposit contribution you could have after 24 months:

Property Value Monthly rent payment Deposit contribution (after 24 months)
£130,000 £275 £6,600

Please note, the figures in this table are provided as an illustration and exact figures will depend on the property itself and your own personal circumstances.  

You can find out about the homes available with Buyin Time.


Will I qualify for Buyin Time?

To buy a home under Buyin Time, you need to:

  • be 18 years or older
  • be the primary resident of the property
  • be able to provide evidence that you can afford the property
  • be able to provide evidence that saving a deposit is a barrier to home ownership ie, you're currently renting.

How do I apply?

For more information about Thirteen's Buyin Time scheme or to apply for a property, please get in touch with us at:

You can also find more information on our Buyin Time leaflet.pdf